The September 2026 scorecard for San Clemente: typical value $1,754,313 (ZIP 92672), month over month +0.97%, year over year +8.4%. The regional gauge finished the month at “Leans buyers” (64/100).
The month in brief
- Homes for sale: 95 in ZIP 92672, lower than 120 a year earlier.
- Price cuts: 22% of listings, against 26% the month before.
- Market temperature: 83 out of 100 (higher means more competition), against 69 the month before.
- Mortgage rates: the Freddie Mac 30-year averaged 6.86% in September 2026, against 6.67% the month before.
If you are buying
- Shoppers saw about as many homes as a year ago.
- At the month’s average rate of 6.86% (Freddie Mac's weekly survey; an average interest rate, not an APR or a quote), the payment calculator shows what a typical $1,754,313 home could cost each month.
If you are selling
- Reductions on 22% of listings say something about pricing: aim close to the market from day one.
- Averages cannot see your home’s condition or view. A personal report can.
These numbers describe the recent past across a wide area. They are not a valuation of any one home and they do not predict what comes next. For your own street, ask Rudy for a personal report.