The July 2026 scorecard for San Clemente: typical value $1,729,408 (ZIP 92672), month over month +0.99%, year over year +6.2%. The regional gauge finished the month at “Leans buyers” (55/100).
The month in brief
- Homes for sale: 95 in ZIP 92672, lower than 141 a year earlier.
- Price cuts: 20% of listings, against 19% the month before.
- Market temperature: 66 out of 100 (higher means more competition), against 64 the month before.
- Mortgage rates: the Freddie Mac 30-year averaged 6.54% in July 2026, against 6.49% the month before.
If you are buying
- Shoppers saw about as many homes as a year ago.
- At the month’s average rate of 6.54%, the principal and interest on a typical $1,729,408 home with 20% down is near $8,783 a month.
If you are selling
- Reductions on 20% of listings say something about pricing: aim close to the market from day one.
- Averages cannot see your home’s condition or view. A personal report can.
These numbers describe the recent past across a wide area. They are not a valuation of any one home and they do not predict what comes next. For your own street, ask Rudy for a personal report.